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What Happens When I File bankruptcy?

What do the New Orleans Bankruptcy Experts Say?

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If you file bankruptcy in New Orleans and you are not a business entity or government agency. You will file either Chapter 7 or 13 Bankruptcy.

Regardless of what chapter you file the court will impose an automatic stay, which will essentially block collection agencies of any sort with a few exceptions. 

The bankruptcy court will then have jurisdiction over all your assets and a meeting of creditors will be held. If your in Chapter 7 you will have to liquidate everything while in 13 you might be able to pay everything back, but you could change that to Chapter 7.

Eventually the bankruptcy will end and you will have a fresh start, but your credit will be ruined.

Bankruptcy is a big decision and it does not always go smoothly you should contact an attorney to determine if it is the best course of action.

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701 Loyola Ave New Orleans, LA
New Orleans, Louisiana 70113